Personal Banking - M&F Bank (2024)

[dica_divi_carousel show_items_tablet=”1″ loop=”on” arrow_nav=”on” dot_nav=”on” advanced_effect=”1″ arrow_nav_color=”#fe5d1c” arrow_bg_color=”#FFFFFF” dots_color=”#00587c” dots_active_color=”#fe5d1c” arrow_position=”middle-outside” use_prev_icon=”on” prev_icon=”<||divi||400″ use_next_icon=”on” next_icon=”=||divi||400″ arrow_font_size=”20px” carousel_container_margin=”||||false|false” subtitle_margin_tablet=”” subtitle_margin_phone=”|-7px|||false|false” subtitle_margin_last_edited=”on|tablet” subtitle_padding=”||||false|false” content_container_margin=”||||false|false” content_container_padding=”||||false|false” social_container_padding=”||||false|false” disabled_on=”off|off|on” _builder_version=”4.19.4″ _module_preset=”default” body_line_height=”1.3em” nav_icon_line_height=”1em” background_color=”RGBA(255,255,255,0)” custom_margin=”||||false|false” custom_padding=”|30px||30px|false|false” custom_padding_tablet=”|0px||0px|false|false” custom_padding_phone=”|0px||0px|false|false” custom_padding_last_edited=”on|phone” hover_enabled=”0″ border_color_all_item=”RGBA(255,255,255,0)” global_colors_info=”{}” sticky_enabled=”0″][dica_divi_carouselitem title=”Dash Checking” sub_title=”The account to help manage your busy lifestyle. Dash Checking was designed with you in mind.” button_text=”Open Now” button_url=”https://mfbonline.originate.fiservapps.com/J7RhhnuhM-OE0h0″ button_url_new_window=”1″ content_padding=”30px|15px||15px|false|false” _builder_version=”4.19.4″ _module_preset=”default” title_font=”Avenir Next Bold|700|||||||” title_text_align=”left” title_text_color=”#00587c” title_font_size=”16px” title_line_height=”1.3em” subtitle_font=”Avenir Next Regular||||||||” subtitle_text_align=”left” subtitle_font_size=”14px” subtitle_line_height=”1.3em” body_font=”Avenir Next Regular||||||||” body_text_align=”left” body_text_color=”#00587c” body_font_size=”20px” body_line_height=”1.3em” background_color=”RGBA(255,255,255,0)” background_enable_color=”on” custom_button=”on” button_text_size=”14px” button_text_color=”#FFFFFF” button_bg_color=”#00587c” button_border_color=”#00587c” button_border_radius=”3px” button_font=”Avenir Next Regular||||||||” button_alignment=”center” hover_enabled=”0″ title_font_size_tablet=”18px” title_font_size_phone=”16px” title_font_size_last_edited=”on|tablet” subtitle_font_size_tablet=”18px” subtitle_font_size_phone=”14px” subtitle_font_size_last_edited=”on|tablet” body_font_size_tablet=”18px” body_font_size_phone=”16px” body_font_size_last_edited=”on|phone” global_colors_info=”{}” sticky_enabled=”0″]

Features

Open with $50 deposit

No monthly maintenance fees*

Earn 3.00% APY on balances up to $10,0004

Receive up to $15 back per statement cycle in ATM refunds4

M&F Card Wallet

Account Fees*

No monthly maintenance fees

*Other fees may apply

[/dica_divi_carouselitem][dica_divi_carouselitem title=”Advantage Plus” sub_title=”This account combines convenience, great benefits, and the flexibility to manage your money.” button_text=”Open Now” button_url=”https://mfbonline.originate.fiservapps.com/J7RhhnuhM-OE0h0″ button_url_new_window=”1″ content_padding=”||||false|false” custom_margin=”||||false|false” custom_padding=”||||false|false” _builder_version=”4.19.4″ _module_preset=”default” title_font=”Avenir Next Bold|700|||||||” title_text_align=”left” title_text_color=”#00587c” title_font_size=”16px” title_line_height=”1.4em” subtitle_font=”Avenir Next Regular||||||||” subtitle_text_align=”left” subtitle_font_size=”14px” subtitle_line_height=”1.3em” body_font=”Avenir Next Regular||||||||” body_text_align=”left” body_text_color=”#00587c” body_font_size=”20px” body_line_height=”1.3em” background_color=”RGBA(255,255,255,0)” background_enable_color=”on” custom_button=”on” button_text_size=”14px” button_text_color=”#FFFFFF” button_bg_color=”#00587c” button_border_color=”#00587c” button_border_radius=”3px” button_font=”Avenir Next Regular||||||||” button_alignment=”center” hover_enabled=”0″ title_font_size_tablet=”20px” title_font_size_phone=”16px” title_font_size_last_edited=”on|phone” subtitle_font_size_tablet=”18px” subtitle_font_size_phone=”14px” subtitle_font_size_last_edited=”on|tablet” body_font_size_tablet=”18px” body_font_size_phone=”16px” body_font_size_last_edited=”on|phone” button_text_size_tablet=”16px” button_text_size_phone=”14px” button_text_size_last_edited=”on|phone” global_colors_info=”{}” sticky_enabled=”0″]

Features

Open with $50 deposit

Cell Phone Protection1

ID Protect2

Travel& Leisure Discount Membership3

Visa debit card featuring uChoose Rewards

M&F Card Wallet

Account Fees*

$7 with electronic statement/$9 with paper statement

Maintenance fee can be waived by maintaining a $750 minimum daily balance

*Other fees may apply

[/dica_divi_carouselitem][dica_divi_carouselitem title=”Interest Checking” sub_title=”Interest Checking gives you full access to your money, plus you earn interest at competitive rates.” button_text=”Open Now” button_url=”https://mfbonline.originate.fiservapps.com/J7RhhnuhM-OE0h0″ button_url_new_window=”1″ content_padding=”30px|15px||15px|false|false” _builder_version=”4.19.4″ _module_preset=”default” title_font=”Avenir Next Bold|700|||||||” title_text_align=”left” title_text_color=”#00587c” title_font_size=”16px” title_line_height=”1.3em” subtitle_font=”Avenir Next Regular||||||||” subtitle_text_align=”left” subtitle_font_size=”14px” subtitle_line_height=”1.3em” body_font=”Avenir Next Regular||||||||” body_text_align=”left” body_text_color=”#00587c” body_font_size=”20px” body_line_height=”1.3em” background_color=”RGBA(255,255,255,0)” background_enable_color=”on” custom_button=”on” button_text_size=”14px” button_text_color=”#FFFFFF” button_bg_color=”#00587c” button_border_color=”#00587c” button_border_radius=”3px” button_font=”Avenir Next Regular||||||||” button_alignment=”center” hover_enabled=”0″ title_font_size_tablet=”18px” title_font_size_phone=”16px” title_font_size_last_edited=”on|phone” subtitle_font_size_tablet=”18px” subtitle_font_size_phone=”14px” subtitle_font_size_last_edited=”on|phone” body_font_size_tablet=”18px” body_font_size_phone=”16px” body_font_size_last_edited=”on|phone” global_colors_info=”{}” sticky_enabled=”0″]

Features

Open with $100 deposit

Earn interest on your balance2

Free notary service

Three no-fee cashier’s checks per statement cycle

Visa debit card featuring uChoose Rewards

M&F Card Wallet

Account Fees*

$10 with electronic statement / $12 with paper statement

Maintenance fee can be waived by maintaining a $2,000 minimum daily balance

$1,000 minimum balance to earn interest

*Other fees may apply

[/dica_divi_carouselitem][dica_divi_carouselitem title=”Prestige Checking” sub_title=”The Prestige account offers the benefit of great checking features and value-added services.” button_text=”Open Now” button_url=”https://mfbonline.originate.fiservapps.com/J7RhhnuhM-OE0h0″ button_url_new_window=”1″ content_padding=”30px|15px||15px|false|false” _builder_version=”4.19.4″ _module_preset=”default” title_font=”Avenir Next Bold|700|||||||” title_text_align=”left” title_text_color=”#00587c” title_font_size=”16px” title_line_height=”1.3em” subtitle_font=”Avenir Next Regular||||||||” subtitle_text_align=”left” subtitle_font_size=”14px” subtitle_line_height=”1.3em” body_font=”Avenir Next Regular||||||||” body_text_align=”left” body_text_color=”#00587c” body_font_size=”20px” body_line_height=”1.3em” background_color=”RGBA(255,255,255,0)” background_enable_color=”on” custom_button=”on” button_text_size=”14px” button_text_color=”#FFFFFF” button_bg_color=”#00587c” button_border_color=”#00587c” button_border_radius=”3px” button_font=”Avenir Next Regular||||||||” button_alignment=”center” hover_enabled=”0″ title_font_size_tablet=”18px” title_font_size_phone=”16px” title_font_size_last_edited=”on|tablet” subtitle_font_size_tablet=”18px” subtitle_font_size_phone=”16px” subtitle_font_size_last_edited=”on|phone” body_font_size_tablet=”18px” body_font_size_phone=”16px” body_font_size_last_edited=”on|phone” global_colors_info=”{}” sticky_enabled=”0″]

Features

Open with $100 deposit

Earn interest on your balance

Preferred rates on consumer loans with loan payment auto-drafted from an M&F Bank account

$30 annual discount on safe deposit rental of largest box5

Three no-fee cashier’s checks per statement cycle

Free notary service

Visa debit Card featuring uChoose Rewards

M&F Card Wallet

Account Fees*

$13 with electronic statement / $15 with paper statement

Maintenance fee can be waived by maintaining a $2,500 minimum daily balance

$1,000 minimum daily balance to earn interest

*Other fees may apply

[/dica_divi_carouselitem][/dica_divi_carousel]

[dica_divi_carousel show_items_desktop=”2″ show_items_tablet=”2″ loop=”on” arrow_nav=”on” dot_nav=”on” advanced_effect=”1″ arrow_nav_color=”#fe5d1c” arrow_bg_color=”#FFFFFF” dots_color=”#00587c” dots_active_color=”#fe5d1c” arrow_position=”middle-outside” use_prev_icon=”on” prev_icon=”<||divi||400″ use_next_icon=”on” next_icon=”=||divi||400″ arrow_font_size=”35px” carousel_container_margin=”||||false|false” content_container_margin=”||||false|false” content_container_padding=”|20px||20px|false|false” social_container_padding=”||||false|false” arrow_font_size_tablet=”20px” arrow_font_size_phone=”15px” arrow_font_size_last_edited=”on|tablet” disabled_on=”off|off|on” _builder_version=”4.19.4″ _module_preset=”default” body_line_height=”1.3em” nav_icon_line_height=”1em” background_color=”RGBA(255,255,255,0)” custom_margin=”||||false|false” custom_margin_tablet=”||||false|false” custom_margin_phone=”||||false|false” custom_margin_last_edited=”on|phone” custom_padding=”||||false|false” hover_enabled=”0″ border_color_all_item=”RGBA(255,255,255,0)” global_colors_info=”{}” sticky_enabled=”0″][dica_divi_carouselitem title=”Statement Savings” sub_title=”The more you save now, the more options you will have when it comes to making large purchases or planning for life ahead.” button_text=”Open Now” button_url=”https://mfbonline.originate.fiservapps.com/J7RhhnuhM-OE0h0″ button_url_new_window=”1″ content_padding=”||||false|false” custom_margin=”||||false|false” custom_padding=”||||false|false” _builder_version=”4.19.4″ _module_preset=”default” title_font=”Avenir Next Bold|700|||||||” title_text_align=”left” title_text_color=”#00587c” title_font_size=”22px” title_line_height=”1.4em” subtitle_font=”Avenir Next Regular||||||||” subtitle_text_align=”left” subtitle_font_size=”20px” subtitle_line_height=”1.3em” body_font=”Avenir Next Regular||||||||” body_text_align=”left” body_text_color=”#00587c” body_font_size=”18px” body_line_height=”1.3em” background_color=”RGBA(255,255,255,0)” background_enable_color=”on” custom_button=”on” button_text_size=”18px” button_text_color=”#FFFFFF” button_bg_color=”#00587c” button_border_color=”#00587c” button_border_radius=”3px” button_font=”Avenir Next Regular||||||||” button_alignment=”center” hover_enabled=”0″ title_font_size_tablet=”18px” title_font_size_phone=”18px” title_font_size_last_edited=”on|tablet” subtitle_font_size_tablet=”16px” subtitle_font_size_phone=”14px” subtitle_font_size_last_edited=”on|phone” body_font_size_tablet=”16px” body_font_size_phone=”16px” body_font_size_last_edited=”on|tablet” button_text_size_tablet=”16px” button_text_size_phone=”14px” button_text_size_last_edited=”on|tablet” global_colors_info=”{}” sticky_enabled=”0″]

Features

Open with $100 deposit

Account Fees*

$6 monthly maintenance fee can be waived by maintaining a $200 minimum daily balance

*Other fees may apply

[/dica_divi_carouselitem][dica_divi_carouselitem title=”Golden Years” sub_title=”Let your life experience work in your favor, with this low-cost savings account intended for those 55 and older.” button_text=”Open Now” button_url=”https://mfbonline.originate.fiservapps.com/J7RhhnuhM-OE0h0″ button_url_new_window=”1″ content_padding=”||||false|false” custom_margin=”||||false|false” _builder_version=”4.19.4″ _module_preset=”default” title_font=”Avenir Next Bold|700|||||||” title_text_align=”left” title_text_color=”#00587c” title_font_size=”22px” title_line_height=”1.4em” subtitle_font=”Avenir Next Regular||||||||” subtitle_text_align=”left” subtitle_font_size=”20px” subtitle_line_height=”1.3em” body_font=”Avenir Next Regular||||||||” body_text_align=”left” body_text_color=”#00587c” body_font_size=”18px” body_line_height=”1.3em” background_color=”RGBA(255,255,255,0)” background_enable_color=”on” custom_button=”on” button_text_size=”18px” button_text_color=”#FFFFFF” button_bg_color=”#00587c” button_border_color=”#00587c” button_border_radius=”3px” button_font=”Avenir Next Regular||||||||” button_alignment=”center” hover_enabled=”0″ title_font_size_tablet=”18px” title_font_size_phone=”18px” title_font_size_last_edited=”on|tablet” subtitle_font_size_tablet=”16px” subtitle_font_size_phone=”14px” subtitle_font_size_last_edited=”on|tablet” body_font_size_tablet=”16px” body_font_size_phone=”16px” body_font_size_last_edited=”on|tablet” button_text_size_tablet=”16px” button_text_size_phone=”14px” button_text_size_last_edited=”on|phone” global_colors_info=”{}” sticky_enabled=”0″]

Features

Open with $25 deposit

Account Fees*

$3 monthly maintenance fee can be waived by maintaining a $200 minimum daily balance

*Other fees may apply

[/dica_divi_carouselitem][dica_divi_carouselitem title=”Holiday Savings” sub_title=”Get yourself in the holiday spirit all year long. Save the same amount every time, or vary amounts throughout the year.” button_text=”Open Now” button_url_new_window=”1″ content_padding=”||||false|false” _builder_version=”4.19.4″ _module_preset=”default” title_font=”Avenir Next Bold|700|||||||” title_text_align=”left” title_text_color=”#00587c” title_font_size=”22px” title_line_height=”1.4em” subtitle_font=”Avenir Next Regular||||||||” subtitle_text_align=”left” subtitle_font_size=”20px” subtitle_line_height=”1.3em” body_font=”Avenir Next Regular||||||||” body_text_align=”left” body_text_color=”#00587c” body_font_size=”18px” body_line_height=”1.3em” background_color=”RGBA(255,255,255,0)” background_enable_color=”on” custom_button=”on” button_text_size=”18px” button_text_color=”#FFFFFF” button_bg_color=”#00587c” button_border_color=”#00587c” button_border_radius=”3px” button_font=”Avenir Next Regular||||||||” button_alignment=”center” hover_enabled=”0″ title_font_size_tablet=”18px” title_font_size_phone=”18px” title_font_size_last_edited=”on|tablet” subtitle_font_size_tablet=”16px” subtitle_font_size_phone=”14px” subtitle_font_size_last_edited=”on|tablet” body_font_size_tablet=”16px” body_font_size_phone=”16px” body_font_size_last_edited=”on|tablet” button_text_size_tablet=”16px” button_text_size_phone=”14px” button_text_size_last_edited=”on|tablet” global_colors_info=”{}” sticky_enabled=”0″]

Features

Open with $25 deposit

No monthy maintenance fees*

No minimum balance requirements

Automatic disbursem*nts1

*Other fees may apply

[/dica_divi_carouselitem][dica_divi_carouselitem title=”Youth Savings” sub_title=”It’s never too early to get in the habit of saving. So we created this low-cost account specifically for those 21 and younger.” button_text=”Open Now” button_url=”https://mfbonline.originate.fiservapps.com/J7RhhnuhM-OE0h0″ button_url_new_window=”1″ content_padding=”||||false|false” _builder_version=”4.19.4″ _module_preset=”default” title_font=”Avenir Next Bold|700|||||||” title_text_align=”left” title_text_color=”#00587c” title_font_size=”22px” title_line_height=”1.4em” subtitle_font=”Avenir Next Regular||||||||” subtitle_text_align=”left” subtitle_font_size=”20px” subtitle_line_height=”1.3em” body_font=”Avenir Next Regular||||||||” body_text_align=”left” body_text_color=”#00587c” body_font_size=”18px” body_line_height=”1.3em” background_color=”RGBA(255,255,255,0)” background_enable_color=”on” custom_button=”on” button_text_size=”18px” button_text_color=”#FFFFFF” button_bg_color=”#00587c” button_border_color=”#00587c” button_border_radius=”3px” button_font=”Avenir Next Regular||||||||” button_alignment=”center” hover_enabled=”0″ title_font_size_tablet=”18px” title_font_size_phone=”18px” title_font_size_last_edited=”on|tablet” subtitle_font_size_tablet=”16px” subtitle_font_size_phone=”14px” subtitle_font_size_last_edited=”on|tablet” body_font_size_tablet=”16px” body_font_size_phone=”16px” body_font_size_last_edited=”on|tablet” button_text_size_tablet=”16px” button_text_size_phone=”14px” button_text_size_last_edited=”on|tablet” global_colors_info=”{}” sticky_enabled=”0″]

Features

Open with $25 deposit

No monthy maintenance fees*

$100 minimum daily balance to earn interest

*Other fees may apply

[/dica_divi_carouselitem][/dica_divi_carousel]

1. An M&F Bank checking account or alternate M&F Bank savings account is required to open a Holiday Savings account. Holiday savings disbursem*nts will automatically be deposited into your M&F account annually on or about October 17th.

[dica_divi_carousel show_items_tablet=”2″ loop=”on” arrow_nav=”on” dot_nav=”on” advanced_effect=”1″ arrow_nav_color=”#fe5d1c” arrow_bg_color=”#FFFFFF” dots_color=”#00587c” dots_active_color=”#fe5d1c” arrow_position=”middle-outside” use_prev_icon=”on” prev_icon=”<||divi||400″ use_next_icon=”on” next_icon=”=||divi||400″ arrow_font_size=”21px” carousel_container_margin=”||||false|false” content_container_margin=”||||false|false” content_container_padding=”||||false|false” social_container_padding=”||||false|false” disabled_on=”on|on|on” _builder_version=”4.18.0″ _module_preset=”default” body_line_height=”1.3em” nav_icon_line_height=”1em” background_color=”RGBA(255,255,255,0)” custom_margin=”20px||||false|false” custom_padding=”||||false|false” custom_padding_tablet=”||||false|false” custom_padding_phone=”||||false|false” custom_padding_last_edited=”on|phone” border_color_all_item=”RGBA(255,255,255,0)” disabled=”on” global_colors_info=”{}”][dica_divi_carouselitem title=”Statement Savings” sub_title=”The more you save now, the more options you will have when it comes to making large purchases or planning for life ahead.” button_text=”Open Now” button_url=”https://mfbonline.originate.fiservapps.com/J7RhhnuhM-OE0h0″ button_url_new_window=”1″ content_padding=”||||false|false” custom_margin=”||||false|false” custom_padding=”||||false|false” _builder_version=”4.17.4″ _module_preset=”default” title_font=”Avenir Next Bold|700|||||||” title_text_align=”left” title_text_color=”#00587c” title_font_size=”20px” title_line_height=”1.4em” subtitle_font=”Avenir Next Regular||||||||” subtitle_text_align=”left” subtitle_font_size=”20px” subtitle_line_height=”1.3em” body_font=”Avenir Next Regular||||||||” body_text_align=”left” body_text_color=”#00587c” body_font_size=”18px” body_line_height=”1.3em” background_color=”RGBA(255,255,255,0)” background_enable_color=”on” custom_button=”on” button_text_size=”14px” button_text_color=”#FFFFFF” button_bg_color=”#00587c” button_border_color=”#00587c” button_border_radius=”6px” button_font=”Avenir Next Regular||||||||” button_alignment=”center” title_font_size_tablet=”20px” title_font_size_phone=”16px” title_font_size_last_edited=”on|phone” subtitle_font_size_tablet=”16px” subtitle_font_size_phone=”14px” subtitle_font_size_last_edited=”on|phone” body_font_size_tablet=”18px” body_font_size_phone=”14px” body_font_size_last_edited=”on|desktop” global_colors_info=”{}”]

Features

Open with $100 deposit

Account Fees*

$6 monthly maintenance fee can be waived by maintaining a $200 minimum daily balance

*Other fees may apply

[/dica_divi_carouselitem][dica_divi_carouselitem title=”Golden Years” sub_title=”Let your life experience work in your favor, with this low-cost savings account intended for those 55 and older.” button_text=”Open Now” button_url_new_window=”1″ content_padding=”||||false|false” _builder_version=”4.17.4″ _module_preset=”default” title_font=”Avenir Next Bold|700|||||||” title_text_align=”left” title_text_color=”#00587c” title_font_size=”20px” title_line_height=”1.4em” subtitle_font=”Avenir Next Regular||||||||” subtitle_text_align=”left” subtitle_font_size=”20px” subtitle_line_height=”1.3em” body_font=”Avenir Next Regular||||||||” body_text_align=”left” body_text_color=”#00587c” body_font_size=”18px” body_line_height=”1.3em” background_color=”RGBA(255,255,255,0)” background_enable_color=”on” custom_button=”on” button_text_size=”14px” button_text_color=”#FFFFFF” button_bg_color=”#00587c” button_border_color=”#00587c” button_border_radius=”6px” button_font=”Avenir Next Regular||||||||” button_alignment=”center” title_font_size_tablet=”20px” title_font_size_phone=”16px” title_font_size_last_edited=”on|desktop” subtitle_font_size_tablet=”16px” subtitle_font_size_phone=”14px” subtitle_font_size_last_edited=”on|phone” body_font_size_tablet=”18px” body_font_size_phone=”14px” body_font_size_last_edited=”on|desktop” global_colors_info=”{}”]

Features

• Open with $25 deposit

Account Fees*

$3 monthly maintenance fee can be waived by maintaining a $200 minimum daily balance

*Other fees may apply

[/dica_divi_carouselitem][dica_divi_carouselitem title=”Holiday Savings” sub_title=”Get yourself in the holiday spirit all year long. Save the same amount every time, or vary amounts throughout the year.” button_text=”Open Now” button_url=”https://mfbonline.originate.fiservapps.com/J7RhhnuhM-OE0h0″ button_url_new_window=”1″ content_padding=”||||false|false” _builder_version=”4.17.4″ _module_preset=”default” title_font=”Avenir Next Bold|700|||||||” title_text_align=”left” title_text_color=”#00587c” title_font_size=”20px” title_line_height=”1.4em” subtitle_font=”Avenir Next Regular||||||||” subtitle_text_align=”left” subtitle_font_size=”20px” subtitle_line_height=”1.3em” body_font=”Avenir Next Regular||||||||” body_text_align=”left” body_text_color=”#00587c” body_font_size=”18px” body_line_height=”1.3em” background_color=”RGBA(255,255,255,0)” background_enable_color=”on” custom_button=”on” button_text_size=”14px” button_text_color=”#FFFFFF” button_bg_color=”#00587c” button_border_color=”#00587c” button_border_radius=”6px” button_font=”Avenir Next Regular||||||||” button_alignment=”center” title_font_size_tablet=”20px” title_font_size_phone=”16px” title_font_size_last_edited=”on|desktop” subtitle_font_size_tablet=”16px” subtitle_font_size_phone=”14px” subtitle_font_size_last_edited=”on|tablet” body_font_size_tablet=”18px” body_font_size_phone=”14px” body_font_size_last_edited=”on|desktop” global_colors_info=”{}”]

Features

Open with $25 deposit

No monthy maintenance fees*

No minimum balance requirements

Automatic disbursem*nts6

*Other fees may apply

[/dica_divi_carouselitem][dica_divi_carouselitem title=”Youth Savings” sub_title=”It’s never too early to get in the habit of saving. So we created this low-cost account specifically for those 21 and younger.” button_text=”Open Now” button_url=”https://mfbonline.originate.fiservapps.com/J7RhhnuhM-OE0h0″ button_url_new_window=”1″ content_padding=”||||false|false” _builder_version=”4.17.4″ _module_preset=”default” title_font=”Avenir Next Bold|700|||||||” title_text_align=”left” title_text_color=”#00587c” title_font_size=”20px” title_line_height=”1.4em” subtitle_font=”Avenir Next Regular||||||||” subtitle_text_align=”left” subtitle_font_size=”20px” subtitle_line_height=”1.3em” body_font=”Avenir Next Regular||||||||” body_text_align=”left” body_text_color=”#00587c” body_font_size=”18px” body_line_height=”1.3em” background_color=”RGBA(255,255,255,0)” background_enable_color=”on” custom_button=”on” button_text_size=”14px” button_text_color=”#FFFFFF” button_bg_color=”#00587c” button_border_color=”#00587c” button_border_radius=”6px” button_font=”Avenir Next Regular||||||||” button_alignment=”center” title_font_size_tablet=”20px” title_font_size_phone=”16px” title_font_size_last_edited=”on|desktop” subtitle_font_size_tablet=”16px” subtitle_font_size_phone=”14px” subtitle_font_size_last_edited=”on|desktop” body_font_size_tablet=”18px” body_font_size_phone=”14px” body_font_size_last_edited=”on|desktop” global_colors_info=”{}”]

Features

Open with $25 deposit

No monthy maintenance fees*

$100 minimum daily balance to earn interest

*Other fees may apply

[/dica_divi_carouselitem][dica_divi_carouselitem title=”Money Market” sub_title=”Earn interest at money market rates and provides you the ability to withdraw funds when necessary.” button_text=”Open Now” button_url=”https://mfbonline.originate.fiservapps.com/J7RhhnuhM-OE0h0″ button_url_new_window=”1″ content_padding=”||||false|false” _builder_version=”4.17.4″ _module_preset=”default” title_font=”Avenir Next Bold|700|||||||” title_text_align=”left” title_text_color=”#00587c” title_font_size=”20px” title_line_height=”1.4em” subtitle_font=”Avenir Next Regular||||||||” subtitle_text_align=”left” subtitle_font_size=”20px” subtitle_line_height=”1.3em” body_font=”Avenir Next Regular||||||||” body_text_align=”left” body_text_color=”#00587c” body_font_size=”18px” body_line_height=”1.2em” background_color=”RGBA(255,255,255,0)” background_enable_color=”on” custom_button=”on” button_text_size=”14px” button_text_color=”#FFFFFF” button_bg_color=”#00587c” button_border_color=”#00587c” button_border_radius=”6px” button_font=”Avenir Next Regular||||||||” button_alignment=”center” title_font_size_tablet=”20px” title_font_size_phone=”16px” title_font_size_last_edited=”on|desktop” subtitle_font_size_tablet=”16px” subtitle_font_size_phone=”14px” subtitle_font_size_last_edited=”on|desktop” body_font_size_tablet=”18px” body_font_size_phone=”14px” body_font_size_last_edited=”on|desktop” global_colors_info=”{}”]

Features

Open with $1000 deposit

Account Fees*

$12/$14 monthly maintenance fee can be waived by maintaining a $5,000 minimum daily balance

$2,500 minimum daily balance to earn interest

*Other fees may apply

[/dica_divi_carouselitem][dica_divi_carouselitem title=”Certificate of Deposit (CD)” sub_title=”Combine flexibility and security, with a guaranteed interest rate and a fixed term. ” button_text=”Open Now” button_url=”https://mfbonline.originate.fiservapps.com/J7RhhnuhM-OE0h0″ button_url_new_window=”1″ content_padding=”||||false|false” _builder_version=”4.17.4″ _module_preset=”default” title_font=”Avenir Next Bold|700|||||||” title_text_align=”left” title_text_color=”#00587c” title_font_size=”20px” title_line_height=”1.4em” subtitle_font=”Avenir Next Regular||||||||” subtitle_text_align=”left” subtitle_font_size=”20px” subtitle_line_height=”1.3em” body_font=”Avenir Next Regular||||||||” body_text_align=”left” body_text_color=”#00587c” body_font_size=”18px” body_line_height=”1.2em” background_color=”RGBA(255,255,255,0)” background_enable_color=”on” custom_button=”on” button_text_size=”14px” button_text_color=”#FFFFFF” button_bg_color=”#00587c” button_border_color=”#00587c” button_border_radius=”6px” button_font=”Avenir Next Regular||||||||” button_alignment=”center” title_font_size_tablet=”20px” title_font_size_phone=”16px” title_font_size_last_edited=”on|desktop” subtitle_font_size_tablet=”16px” subtitle_font_size_phone=”14px” subtitle_font_size_last_edited=”on|desktop” body_font_size_tablet=”18px” body_font_size_phone=”14px” body_font_size_last_edited=”on|desktop” global_colors_info=”{}”]

Features

Open with $1000 deposit

Fixed rate of return for the entire term7

Terms from 3 months to 5 years

Investment principal is protected

Automatic renewal available

*Other fees may apply

[/dica_divi_carouselitem][/dica_divi_carousel][dica_divi_carousel show_items_desktop=”2″ show_items_tablet=”2″ loop=”on” arrow_nav=”on” dot_nav=”on” advanced_effect=”1″ arrow_nav_color=”#fe5d1c” arrow_bg_color=”#FFFFFF” dots_color=”#00587c” dots_active_color=”#fe5d1c” arrow_position=”middle-outside” use_prev_icon=”on” prev_icon=”<||divi||400″ use_next_icon=”on” next_icon=”=||divi||400″ arrow_font_size=”35px” carousel_container_margin=”||||false|false” content_container_margin=”||||false|false” content_container_padding=”|20px||20px|false|false” social_container_padding=”||||false|false” arrow_font_size_tablet=”20px” arrow_font_size_phone=”15px” arrow_font_size_last_edited=”on|tablet” disabled_on=”on|on|on” admin_label=”Divi Carousel” _builder_version=”4.18.0″ _module_preset=”default” body_line_height=”1.3em” nav_icon_line_height=”1em” background_color=”RGBA(255,255,255,0)” custom_margin=”100px||||false|false” custom_padding=”||||false|false” border_color_all_item=”RGBA(255,255,255,0)” disabled=”on” global_colors_info=”{}”][dica_divi_carouselitem title=”Money Market” sub_title=”Earn interest at money market rates and provides you the ability to withdraw funds when necessary.” button_text=”Contact a Branch” button_url=”/contact-us-2/” button_url_new_window=”1″ content_padding=”||||false|false” _builder_version=”4.18.0″ _module_preset=”default” title_font=”Avenir Next Bold|700|||||||” title_text_align=”left” title_text_color=”#00587c” title_font_size=”22px” title_line_height=”1.4em” subtitle_font=”Avenir Next Regular||||||||” subtitle_text_align=”left” subtitle_font_size=”20px” subtitle_line_height=”1.3em” body_font=”Avenir Next Regular||||||||” body_text_align=”left” body_text_color=”#00587c” body_font_size=”18px” body_line_height=”1.2em” background_color=”RGBA(255,255,255,0)” background_enable_color=”on” custom_button=”on” button_text_size=”18px” button_text_color=”#FFFFFF” button_bg_color=”#00587c” button_border_color=”#00587c” button_border_radius=”3px” button_font=”Avenir Next Regular||||||||” button_alignment=”center” title_font_size_tablet=”20px” title_font_size_phone=”20px” title_font_size_last_edited=”on|tablet” subtitle_font_size_tablet=”18px” subtitle_font_size_phone=”16px” subtitle_font_size_last_edited=”on|tablet” body_font_size_tablet=”18px” body_font_size_phone=”16px” body_font_size_last_edited=”on|tablet” button_text_size_tablet=”16px” button_text_size_phone=”14px” button_text_size_last_edited=”on|tablet” global_colors_info=”{}”]

Features

Open with $1000 deposit

Account Fees*

$12/$14 monthly maintenance fee can be waived by maintaining a $5,000 minimum daily balance

$2,500 minimum daily balance to earn interest

*Other fees may apply

[/dica_divi_carouselitem][dica_divi_carouselitem title=”Certificate of Deposit (CD)” sub_title=”Combine flexibility and security, with a guaranteed interest rate and a fixed term. ” button_text=”Open Now” button_url=”https://mfbonline.originate.fiservapps.com/J7RhhnuhM-OE0h0″ button_url_new_window=”1″ content_padding=”||||false|false” custom_margin=”||||false|false” _builder_version=”4.18.0″ _module_preset=”default” title_font=”Avenir Next Bold|700|||||||” title_text_align=”left” title_text_color=”#00587c” title_font_size=”22px” title_line_height=”1.4em” subtitle_font=”Avenir Next Regular||||||||” subtitle_text_align=”left” subtitle_font_size=”20px” subtitle_line_height=”1.3em” body_font=”Avenir Next Regular||||||||” body_text_align=”left” body_text_color=”#00587c” body_font_size=”18px” body_line_height=”1.2em” background_color=”RGBA(255,255,255,0)” background_enable_color=”on” custom_button=”on” button_text_size=”18px” button_text_color=”#FFFFFF” button_bg_color=”#00587c” button_border_color=”#00587c” button_border_radius=”3px” button_font=”Avenir Next Regular||||||||” button_alignment=”center” title_font_size_tablet=”20px” title_font_size_phone=”20px” title_font_size_last_edited=”on|tablet” subtitle_font_size_tablet=”18px” subtitle_font_size_phone=”16px” subtitle_font_size_last_edited=”on|tablet” body_font_size_tablet=”18px” body_font_size_phone=”16px” body_font_size_last_edited=”on|phone” button_text_size_tablet=”16px” button_text_size_phone=”14px” button_text_size_last_edited=”on|tablet” global_colors_info=”{}”]

Features

Open with $1000 deposit

Fixed rate of return for the entire term7

Terms from 3 months to 5 years

Investment principal is protected

Automatic renewal available

*Other fees may apply. Substantial penalty for early withdrawal.

[/dica_divi_carouselitem][dica_divi_carouselitem title=”IRA” sub_title=”Save securely for retirement while deferring taxes until you access your money, once you meet age 59½. ” button_text=”Contact a Branch” button_url=”/contact-us-2/” button_url_new_window=”1″ content_padding=”||||false|false” custom_margin=”||||false|false” _builder_version=”4.18.0″ _module_preset=”default” title_font=”Avenir Next Bold|700|||||||” title_text_align=”left” title_text_color=”#00587c” title_font_size=”22px” title_line_height=”1.4em” subtitle_font=”Avenir Next Regular||||||||” subtitle_text_align=”left” subtitle_font_size=”20px” subtitle_line_height=”1.3em” body_font=”Avenir Next Regular||||||||” body_text_align=”left” body_text_color=”#00587c” body_font_size=”18px” body_line_height=”1.2em” background_color=”RGBA(255,255,255,0)” background_enable_color=”on” custom_button=”on” button_text_size=”18px” button_text_color=”#FFFFFF” button_bg_color=”#00587c” button_border_color=”#00587c” button_border_radius=”3px” button_font=”Avenir Next Regular||||||||” button_alignment=”center” title_font_size_tablet=”20px” title_font_size_phone=”20px” title_font_size_last_edited=”on|phone” subtitle_font_size_tablet=”18px” subtitle_font_size_phone=”16px” subtitle_font_size_last_edited=”on|phone” body_font_size_tablet=”18px” body_font_size_phone=”16px” body_font_size_last_edited=”on|phone” button_text_size_tablet=”16px” button_text_size_phone=”14px” button_text_size_last_edited=”on|tablet” global_colors_info=”{}”]

Features

Open with $1000 deposit

Variety of fixed rate investment options available

No start-up or annual fees*

Detailed quarterly statements

Automatic renewal available

Some or all of your IRA contributions may be tax deductible.*

*Other fees may apply. Substantial penalty for early withdrawal. Please consult your tax advisor.

[/dica_divi_carouselitem][/dica_divi_carousel][dica_divi_carousel show_items_desktop=”2″ show_items_tablet=”2″ loop=”on” arrow_nav=”on” dot_nav=”on” advanced_effect=”1″ arrow_nav_color=”#fe5d1c” arrow_bg_color=”#FFFFFF” dots_color=”#00587c” dots_active_color=”#fe5d1c” arrow_position=”middle-outside” use_prev_icon=”on” prev_icon=”<||divi||400″ use_next_icon=”on” next_icon=”=||divi||400″ arrow_font_size=”35px” carousel_container_margin=”||||false|false” content_container_margin=”||||false|false” content_container_padding=”|20px||20px|false|false” social_container_padding=”||||false|false” arrow_font_size_tablet=”20px” arrow_font_size_phone=”15px” arrow_font_size_last_edited=”on|tablet” disabled_on=”off|off|on” admin_label=”Divi Carousel” _builder_version=”4.19.4″ _module_preset=”default” body_line_height=”1.3em” nav_icon_line_height=”1em” background_color=”RGBA(255,255,255,0)” custom_margin=”100px||||false|false” custom_padding=”||||false|false” hover_enabled=”0″ border_color_all_item=”RGBA(255,255,255,0)” global_colors_info=”{}” sticky_enabled=”0″][dica_divi_carouselitem title=”Money Market” sub_title=”Earn interest at money market rates and provides you the ability to withdraw funds when necessary.” button_text=”Contact a Branch” button_url=”/contact-us-2/” button_url_new_window=”1″ content_padding=”||||false|false” _builder_version=”4.19.4″ _module_preset=”default” title_font=”Avenir Next Bold|700|||||||” title_text_align=”left” title_text_color=”#00587c” title_font_size=”22px” title_line_height=”1.4em” subtitle_font=”Avenir Next Regular||||||||” subtitle_text_align=”left” subtitle_font_size=”20px” subtitle_line_height=”1.3em” body_font=”Avenir Next Regular||||||||” body_text_align=”left” body_text_color=”#00587c” body_font_size=”18px” body_line_height=”1.2em” background_color=”RGBA(255,255,255,0)” background_enable_color=”on” custom_button=”on” button_text_size=”18px” button_text_color=”#FFFFFF” button_bg_color=”#00587c” button_border_color=”#00587c” button_border_radius=”3px” button_font=”Avenir Next Regular||||||||” button_alignment=”center” hover_enabled=”0″ title_font_size_tablet=”18px” title_font_size_phone=”18px” title_font_size_last_edited=”on|tablet” subtitle_font_size_tablet=”16px” subtitle_font_size_phone=”14px” subtitle_font_size_last_edited=”on|tablet” body_font_size_tablet=”16px” body_font_size_phone=”16px” body_font_size_last_edited=”on|tablet” button_text_size_tablet=”16px” button_text_size_phone=”14px” button_text_size_last_edited=”on|phone” global_colors_info=”{}” sticky_enabled=”0″]

Features

Open with $1000 deposit

Account Fees*

$12/$14 monthly maintenance fee can be waived by maintaining a $5,000 minimum daily balance

$2,500 minimum daily balance to earn interest

*Other fees may apply

[/dica_divi_carouselitem][dica_divi_carouselitem title=”Certificate of Deposit (CD)” sub_title=”Combine flexibility and security, with a guaranteed interest rate and a fixed term. ” button_text=”Open Now” button_url=”https://mfbonline.originate.fiservapps.com/J7RhhnuhM-OE0h0″ button_url_new_window=”1″ content_padding=”||||false|false” custom_margin=”||||false|false” _builder_version=”4.19.4″ _module_preset=”default” title_font=”Avenir Next Bold|700|||||||” title_text_align=”left” title_text_color=”#00587c” title_font_size=”22px” title_line_height=”1.4em” subtitle_font=”Avenir Next Regular||||||||” subtitle_text_align=”left” subtitle_font_size=”20px” subtitle_line_height=”1.3em” body_font=”Avenir Next Regular||||||||” body_text_align=”left” body_text_color=”#00587c” body_font_size=”18px” body_line_height=”1.2em” background_color=”RGBA(255,255,255,0)” background_enable_color=”on” custom_button=”on” button_text_size=”18px” button_text_color=”#FFFFFF” button_bg_color=”#00587c” button_border_color=”#00587c” button_border_radius=”3px” button_font=”Avenir Next Regular||||||||” button_alignment=”center” hover_enabled=”0″ title_font_size_tablet=”18px” title_font_size_phone=”18px” title_font_size_last_edited=”on|tablet” subtitle_font_size_tablet=”16px” subtitle_font_size_phone=”14px” subtitle_font_size_last_edited=”on|tablet” body_font_size_tablet=”16px” body_font_size_phone=”16px” body_font_size_last_edited=”on|tablet” button_text_size_tablet=”16px” button_text_size_phone=”14px” button_text_size_last_edited=”on|tablet” global_colors_info=”{}” sticky_enabled=”0″]

Features

Open with $1000 deposit

Fixed rate of return for the entire term7

Terms from 3 months to 5 years

Investment principal is protected

Automatic renewal available

*Other fees may apply. Substantial penalty for early withdrawal.

[/dica_divi_carouselitem][dica_divi_carouselitem title=”IRA” sub_title=”Save securely for retirement while deferring taxes until you access your money, once you meet age 59½. ” button_text=”Contact a Branch” button_url=”/contact-us-2/” button_url_new_window=”1″ content_padding=”||||false|false” custom_margin=”||||false|false” _builder_version=”4.19.4″ _module_preset=”default” title_font=”Avenir Next Bold|700|||||||” title_text_align=”left” title_text_color=”#00587c” title_font_size=”22px” title_line_height=”1.4em” subtitle_font=”Avenir Next Regular||||||||” subtitle_text_align=”left” subtitle_font_size=”20px” subtitle_line_height=”1.3em” body_font=”Avenir Next Regular||||||||” body_text_align=”left” body_text_color=”#00587c” body_font_size=”18px” body_line_height=”1.2em” background_color=”RGBA(255,255,255,0)” background_enable_color=”on” custom_button=”on” button_text_size=”18px” button_text_color=”#FFFFFF” button_bg_color=”#00587c” button_border_color=”#00587c” button_border_radius=”3px” button_font=”Avenir Next Regular||||||||” button_alignment=”center” hover_enabled=”0″ title_font_size_tablet=”18px” title_font_size_phone=”18px” title_font_size_last_edited=”on|tablet” subtitle_font_size_tablet=”16px” subtitle_font_size_phone=”14px” subtitle_font_size_last_edited=”on|tablet” body_font_size_tablet=”16px” body_font_size_phone=”16px” body_font_size_last_edited=”on|tablet” button_text_size_tablet=”16px” button_text_size_phone=”14px” button_text_size_last_edited=”on|tablet” global_colors_info=”{}” sticky_enabled=”0″]

Features

Open with $1000 deposit

Variety of fixed rate investment options available

No start-up or annual fees*

Detailed quarterly statements

Automatic renewal available

Some or all of your IRA contributions may be tax deductible.*

*Other fees may apply. Substantial penalty for early withdrawal. Please consult your tax advisor.

[/dica_divi_carouselitem][/dica_divi_carousel]

Personal Banking - M&F Bank (2024)

FAQs

What does M&F bank stand for? ›

Mechanics and Farmers Bank (M&F Bank) is an independent bank committed to meeting the financial services needs of the communities we serve.

How do I get into personal banking? ›

How to become a personal banker
  1. Pursue a bachelor's degree. ...
  2. Consider certifications. ...
  3. Gain experience in finance. ...
  4. Create a resume and cover letter. ...
  5. Submit applications. ...
  6. Analytical skills. ...
  7. Interpersonal communication skills.
Jul 30, 2024

What is the interest rate for M&F bank? ›

3.00% Annual Percentage Yield (“APY”) on balances up to $10,000. An interest rate of 0.55% will be paid only for that portion of your daily balance that is greater than $10,000.

How can I get into my online banking? ›

Go to your bank's website.

Open your web browser on your computer and visit your bank's website. Select “online banking." Browse the homepage of your bank's website and click on the link that says “online banking." If you don't see the words "online banking" specifically, just look for the button that says "login."

What is the biggest Black-owned bank? ›

OneUnited is the largest Black-owned bank in the U.S. It is also FDIC insured and initially launched in 1968. How do I find out if my bank is Black owned?

Is M&F bank FDIC insured? ›

M&F Bank is a Member FDIC and an Equal Housing Lender.

Who qualifies for a personal banker? ›

Skills and qualifications to look for in a personal banker
Required skills and qualificationsStrong communication and customer service skills
Preferred skills and qualificationsBachelor's degree in a finance-related field relevant to country of employmentPrevious customer service or consultative sales experience

How much money do you need to have a personal banker? ›

Here are 7 essential questions you should ask yourself if you think you could benefit from a private banker. In 2021, nearly 15 million households1 will have a net worth of $1 million, which would likely qualify them each for a private banker.

How does personal banking work? ›

Most commonly, personal banking includes checking accounts, savings accounts, money market accounts, and certificates of deposit (CDs). Personal banking even includes things like mortgage loans, auto loans, overdraft lines of credit, credit cards, and personal loans.

How much will $10,000 make in a money market account? ›

How much a $10,000 deposit in a money market account will earn annually depends on the annual percentage yield (APY) offered by your financial institution. If you deposit $10,000 into a money market account with a 5.00% APY, you will earn $513 in interest by the end of the year, assuming daily compounding.

What bank pays 7% interest? ›

There are no national or community banks offering 7% interest on a savings account right now. Landmark Credit Union, which serves residents in select counties in Wisconsin and Illinois, pays 7.50% APY on its Landmark Credit Union Premium Checking Account — however, there are some major caveats to consider.

What bank is paying the highest interest rate? ›

Summary of Best High-Yield Savings Accounts of 2024
ACCOUNTANNUAL PERCENTAGE YIELDMINIMUM DEPOSIT REQUIREMENT
EverBank Performance℠ Savings5.05% APY$0
BrioDirect High Yield Savings Account5.30% APY$5,000
Ivy Bank High-Yield Savings Account5.30% APY$2,500
Capital One 360 Performance Savings Account4.25% APY$0
7 more rows

Can I open a bank account online without going to the bank? ›

Yes, many banks allow customers to open an account from the convenience of their computer desktop or mobile device. You'll need the same information ready as when visiting a physical branch, such as your identification and proof of address.

Why can't i get online banking? ›

Make sure you have cleared temporary internet files and cookies and your browser has extensions and add-ons disabled. If needed, also try restarting your device and router, and try a wired connection.

Why can't I open an online banking account? ›

Common reasons consumers are turned down for a bank account include a history of overdrafts, unpaid bank fees or suspected fraud. Applications can also be denied due to mistakes on one's checking account report. If you've been denied a bank account, ask the bank why this happened.

What is M&T bank short for? ›

M&T Bank traces its origins to the founding of Manufacturers and Traders Bank in Buffalo, New York. As a result of mergers, acquisitions and name changes, M&T Bank Corporation's principal bank is now known as Manufacturers and Traders Trust Company, or M&T Bank.

What bank owns Armed Forces Bank? ›

Armed Forces Bank has over $1.3 billion in assets and is a wholly owned subsidiary of Dickinson Financial Corporation, a unique $3.8 billion banking franchise that serves clients nationwide through its community and military banking subsidiaries.

Who owns Mechanic and Farmers bank? ›

The Mechanics and Farmers Bank (abbreviated as M&F Bank) is an American bank owned by M&F Bancorp, Inc based in Durham, North Carolina. It served as one of the most influential African-American businesses in North Carolina in the 20th century. M&F Bancorp, Inc.

Who bought Farmers and Mechanics bank? ›

After its acquisition by Mercantile Bankshares in 2003, Farmers & Mechanics Bank solidified its position as the largest bank in Frederick, as it merged with Fredericktown Bank & Trust which had been operating as a Mercantile affiliate for more than twenty years.

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